Okay Ani,

Is life insurance a scam?

Hi There,

I understand your concern. Life insurance, like any other purchase can come in handy if the situation calls for it. It can provide peace of mind if you have debt or people depending on your income. Fortunately, you have options, such as purchasing coverage for only a certain number of years and amounts. Obviously, never buy more than you can afford. Term life is most affordable but does not build cash value and also, as the name implies, is good for a only a number of years. A whole life policy will work if you do have the extra money to spend on insurance and don't want to have to worry about your policy expiring. It will also build cash value that you can borrow against if you need a lump sum of money on hand or want to make a large purchase. Value your money, do not buy this type of product if you see no need for it.

All the Best,

Ani

Okay Ani.

My name is Bill, I'm a 56 yr old male, I am self-employed. I have been for over 30 years. I do have a few health issues, but hate going to the doctor. I just need coverage for any future emergency room visits. Two years ago I had to go to the emergency room. I'm still paying for it, the bill was over 5k. I do smoke but plan on quitting soon. What type of plan would you recommend for under $300 a month?

Hi Bill,

Based on your budget you will be able to get a basic but high deductible health plan. But I would add on top of that an Accident Medical Expense (AME) plan and a Critical illness plan (which will cover heart attacks and stroke) depending on your health issues. If possible, I would try to add a Fixed Indemnity plan to help with costs of any hospital stays or other expenses. An AME and Fixed Indemnity plan will provide you with money to cover these expenses. I hope this has helped.

- Ani
insureme@bluberridesign.com

where be I?

slacking on my bloggggs, website, twitter etc. what's wrong with me!!!! Still designing tho! A couple designs for a competition I'm receiving no feedback on, but enjoying doing the designs.

Who'd think to combine a crocodile and a bee? Fun challenge! one with grey background making me think of a gila monster instead of a croc tho. Any thoughts/ideas? Have a good one, it's nearing my bedtime :) (don't look at the time)

Just added a revision with stripes!

new bluberri design logo

Let me introduce to you my new bluberri design logo, it's friendlier with more style, I don't know if this is the final draft tho, but most likely if I can't think of an improvement. I did take out the word 'studio', not sure if I should have it in the logo. I got a new blue as the primary color, might need to put back some of that purple, purple's great. I did introduce a new color, that aqua color and really like it so not sure if I want purple to be more prominent than it. Anyway, blah blah blah.

I'm (slooooowwwwly) in the process of redoing my website and it's pretty much going to be inspired by the organic nature of the new logo. I really aiming to have it complete this summer. We'll see how that goes...................

-hana

TinMan in da house

Been a while since I've posted anything here, I gotta keep up :/

Anyway, here's a digital illustration I made for a cute ebook where anyone can submit illustrations for the story found here I'm hoping they'll post it, I just made and submitted it today, it's for page 40 where they meet Tin Man.

logo design

Here's a logo I designed a few months back.

Hijabi Twitter Bird

Adorable Hijabi Twitter birds. Feel free to use these on your website or blog or share with others. Just right-click on the image and choose Save File or Save As. If you would like the PSD version of any of these, just contact me.
Have a great day.
Hana